MediationAI

Traditional escrow services rely on humans: escrow officers validate evidence, approve releases and manually wire funds. That means delays, bias and fees that can run 2–6 % of the transaction value. MediationAI replaces that bottleneck with deterministic smart-contract escrow governed by a transparent AI mediation process. Once both parties upload evidence and the model proposes a settlement, the contract’s release conditions update on-chain in real time—usually in under five minutes.

The escrow vault itself is asset-agnostic: it can custody stablecoins, NFTs or conventional fiat held at our partner banks. An oracle layer keeps both worlds in sync, so payouts can jump seamlessly from USDC on Polygon to domestic ACH in the US or SEPA in Europe. Every movement is auditable and cryptographically signed, eliminating the “black box” nature of legacy processors.

How It Works

1. Case Initiation → Deposit – Each party deposits funds or assets into the escrow smart-contract as soon as the dispute is created.
2. AI Mediation – Our GPT-4 legal agent reviews claims, evidence and governing law to draft a balanced resolution.
3. Consensus & Signature – Both sides e-sign the proposed terms directly in-app. The contract hash is written to the blockchain for permanence.
4. Autonomous Release – The smart contract verifies signatures and instantly releases funds according to the agreed settlement schedule.

The Value We Deliver

• Zero Charge-backs – Once funds are on-chain, they can’t be clawed back through card disputes or ACH reversals.
• Instant Finality – Settlements execute in seconds, not the 3–10 business days typical with banks.
• Global Reach – One integration handles 140+ fiat corridors & every major EVM chain.
• Transparent Fees – Flat $2 per party during beta, with no hidden FX mark-ups or escrow percentages.
• Reg-Tech Compliance – Automated KYC/KYB, AML screening and real-time fraud scoring baked in.
• Developer-First – REST & GraphQL APIs let marketplaces route payments into dispute escrow with 3 lines of code.